{"id":9533,"date":"2023-02-15T12:48:02","date_gmt":"2023-02-15T12:48:02","guid":{"rendered":"http:\/\/thawani.devg10.com\/?p=9533"},"modified":"2023-02-15T12:52:02","modified_gmt":"2023-02-15T12:52:02","slug":"fintech-trends-in-2023","status":"publish","type":"post","link":"https:\/\/uatwebsite.thawani.om\/ar\/2023\/02\/15\/fintech-trends-in-2023\/","title":{"rendered":"<\/p>\u0627\u0644\u062a\u0642\u0646\u064a\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0641\u064a 2023<p style=\"text-align:right\">"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"9533\" class=\"elementor elementor-9533\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-916fb40 elementor-section-full_width elementor-section-height-default elementor-section-height-default wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no\" data-id=\"916fb40\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4f163ff\" data-id=\"4f163ff\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-42510d3 elementor-widget elementor-widget-heading\" data-id=\"42510d3\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">\u0627\u0644\u0645\u062f\u0648\u0646\u0627\u062a<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section 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When the financial crisis hit in 2008, most people lost faith in conventional banking services and transactions. Fintech today is known to be a reliable source of trust and transparency; most importantly, efficiency ensures a high-security level. Today, Fintech is constantly evolving to keep up and meet accelerating consumer needs.\u00a0 With the mention of the global financial crisis in 2008, a new Fintech emerged as a result, known as RegTech, short for Regulatory Technology. It has become a prominent application in the Fintech sector today, as it ensures institutions&#39; compliance, supervises procedures, and provides financial solutions and services using software and cloud-computing platforms.\u00a0 RegTech tracks, monitors, and reports operations for banks and financial institutions. It is growing popular as it offers solutions for financial entities to automate compliance and response to local and international regulations. \u00a0Artificial intelligence, another example, offers the automation of high-value complex processes and algorithms that aid in developing financial software and enhancing automated interactions (chatbots). As a result, the operating costs of traditional banks are expected to decrease by 22% by 2030 with the increased reliance on AI. Alt Finance, short for alternative financing, is another Fintech example used today, which holds a promising outlook with an estimated value of $6.62 billion, expected to grow by 20% in 2023. Alt Finance is the idea of providing financial services developed outside the scope of conventional banking. Services such as lending or offering financial support outside traditional means and benefiting from Fintech at lower costs for various segments, from investors to beneficiaries. GoFundMe and Patreon are companies that are prominent in the Alt Finance sector.\u00a0 Addressing how Fintech serves individuals in particular, BNPL appears at the forefront after digital payment. BNPL is a service of a post or delayed payment without interest. It is an acronym for (Buy Now Pay Later), and predictions indicate that this year this feature is not disappearing; in fact, it may be the landmark of 2023. \u00a0 Predicting all Fintech trends in 2023 is not something that can be easily outlined. Updates in this field specifically are accelerating at the speed of light. However, according to the current data, indicators show excessive focus on AI and how it will be employed and adopted in many Fintech sectors as it brings high accuracy levels and efficiency and ensures a tremendous increase in productivity.<\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"elementor_header_footer","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[9],"tags":[],"class_list":["post-9533","post","type-post","status-publish","format-standard","hentry","category-blogs"],"acf":[],"_links":{"self":[{"href":"https:\/\/uatwebsite.thawani.om\/ar\/wp-json\/wp\/v2\/posts\/9533","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/uatwebsite.thawani.om\/ar\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/uatwebsite.thawani.om\/ar\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/uatwebsite.thawani.om\/ar\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/uatwebsite.thawani.om\/ar\/wp-json\/wp\/v2\/comments?post=9533"}],"version-history":[{"count":0,"href":"https:\/\/uatwebsite.thawani.om\/ar\/wp-json\/wp\/v2\/posts\/9533\/revisions"}],"wp:attachment":[{"href":"https:\/\/uatwebsite.thawani.om\/ar\/wp-json\/wp\/v2\/media?parent=9533"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/uatwebsite.thawani.om\/ar\/wp-json\/wp\/v2\/categories?post=9533"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/uatwebsite.thawani.om\/ar\/wp-json\/wp\/v2\/tags?post=9533"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}